BRYTE Insurance has introduced
a new Exclusive Senior plan that
caters for travellers between the
ages of 85 and 89 years. This fills a
gap in the market for travel insurance
cover for over-85s that agents have long
bemoaned.
The increased age limit is brilliant
news for the market, says independent
travel consultant, Lucinda May. “There
has been a huge gap in the market
for travel insurance cover for this
age group. There are many active
people travelling over the age of 85.
It has been a nightmare to try and
find insurance for this age group,
particularly for South African passport
holders who require insurance in order
to apply for Schengen visas,” she says.
The Exclusive Senior plan includes
cover of up to R1 million for emergency
medical and related expenses.
Other benefits include cancellation
cover up to R10 000; baggage cover up
to R15 000; travel delay cover up to
R3 000 and a new cruise cover benefit
of up to R2 500.
“It is important to note that the
excess on this plan is R100 000. We
require a medical clearance form to
be completed by the traveller’s local
treating medical practitioner, confirming
medical aid details and that the
BRYTE Insurance has introduced
traveller is fit to travel. Cover
is subject to pre-approval by
Bryte,” says Anrieth Symon,
head of travel for Bryte
Insurance.
TIC currently insures
passengers up to the age of
85. Oojah Travel Protection,
which administers Hollard
Travel Insurance, covers
passengers up to the age
of 81.
Bryte has also introduced
an optional cardiac, cardio
vascular, vascular or cerebrovascular buy-back option for
travellers between the ages of
70 and 79 years of age.
“This optional cover is
available on our Business and
Vintage plans only. Important
conditions to note are that we
require a medical clearance
form to be completed by
the travellers’ local treating
medical practitioner or
cardiologist, confirming that
the traveller is fit to travel.
Cover is subject to preapproval by Bryte and
provides up to R150 000 for
emergency medical and
related expenses for a
maximum of 30 days from
the first day of travel, when
the traveller is admitted to
hospital as an in-patient
for 48 hours or longer,”
says Anrieth.
Hollard Travel Insurance
does not have a cardio
exclusion clause, which
means that all clients
up to the age of 81 are
automatically covered for
medical cases of this
nature
