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How to indemnify yourself

28 Sep 2016
Comments | 0

WITH the rise of the

increasingly savvy

consumer, travel

agents are at greater risk of

being blamed for travel plans

gone wrong, making it more

important than ever for travel

professionals to cover their

backs, industry experts say.

Agents should indemnify

themselves at all times, says

Stuart Goodall, ITC of

Travel 15. “If there’s no proof

of what you advised, clients

can say it never happened.”

There are a number of key

areas where indemnity is

particularly important.

Travel insurence

When it comes to travel

insurance, agents should

cover themselves by

gathering proof that they

have advised travellers to

purchase insurance.

Michelle Minnaar,

manager of Harvey World

Travel Plettenberg Bay, says

agents should be bold

about speaking to their

clients about taking travel

insurance, even though they

can’t offer them advice.

“Cheap tickets are often

non-refundable and, in many

cases, unless clients take

out insurance within 48

hours of having purchased

the tickets they won’t qualify

for some of the stipulated

reasons to cancel.”

What’s more, she says

many clients still believe

that credit card insurance

is adequate. Michelle says

this makes it important

for agents who have

clients who refuse to

take out insurance, to

sign a document stating

they believe their current

insurance is adequate. 

Non-refundable items

The need for agents to

reduce risk is not exclusive

to travel insurance, says

Stuart. When it comes to

any documents that have a

non-refundable clause, you

should get your clients to

acknowledge that you

warned them about

forfeiting their cash if they

choose not to travel, he

says. Stuart says this can

be a problem, particularly

with specials where clients

are eager to take advantage

of a good deal before the

validity expires, but don’t

yet have a visa.

Health requirements

Health requirements are

another important aspect

of travel to keep in mind.

Stuart says agents should

ask clients to confirm

they have been advised

to go for the requisite

inoculations. “If a client

needs a yellow fever shot,

you can’t go and get it

done for them. This makes

it important for you to

prove you upheld your end

of the responsibility.”

Nonsensical itineraries 

Stuart says that even if a

client chooses an itinerary

that doesn’t make sense

to him, he makes sure he

advises the client that it is

a bad idea. He says while

agents wouldn’t necessarily

indemnify themselves

against this, they should

retain proof on email. 

Record everything 

It’s important for agents

to leave a paper trail

of absolutely all their

dealings with clients, says

Carey Milne, senior travel

professional for CLM travel

and event services. She

says clients are increasingly

likely to take a chance

in blaming their service

providers, especially in SA.

“For this reason, all my

correspondence is done by

email.”

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