The World Health
Organization’s (WHO)
emergency committee
declared the coronavirus a
Public Health Emergency of
International Concern.
As WHO has not imposed
any international travel
restrictions, Travel Insurance
Consultants (TIC) policy
holders will not receive
payouts if they cancel trips
due to apprehension or
concern about travelling.
“Disinclination to travel
– anxiety, concern – will
not be covered. Should the
coronavirus lead to flight
cancellations or travel bans,
travellers who purchased
insurance within 48 hours
of paying for their trip will
qualify for ‘unspecified
event cancellation cover’
on the non-refundable
portions of their unused
travel arrangements,” says
TIC sales and marketing
manager, Simmy Micheli.
She adds that TIC policy
holders are fully covered
for emergency medical and
related expenses should
they contract the virus on a
journey.
Uriah Jansen, md of
Oojah Travel Protection,
which administers Hollard
Travel Insurance, told TNW
that Hollard would also
provide full medical cover
if any of its policy holders
caught the illness while
travelling. Policy holders
would also be covered
for ‘unexpected illness’
cancellation cover if they
contracted the illness in
South Africa and had to
cancel a journey while ill.
Policy holders on Hollard’s
comprehensive and business
policies also qualify for
‘cancellation for any reason’
cover if they purchased
insurance within 24 hours of
booking. This allows them
to receive cover for the nonrefundable portion of their
unused travel arrangements,
provided that trips are
cancelled more than
48 hours before travel.
Are your clients covered?
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